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20121202
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CSPAN 1
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CSPAN
Dec 9, 2012 3:55pm EST
election? >> it is not that the fund remaining positive last year was because of the settlement. if it had not happened, we still would have been positive. i do not see it as unrelated to the policy changes. it is part of what we need to do to make sure we hold lenders accountable and that we minimize losses from those older books of business that are causing distress to the fund. i believe very strongly with the right policy division the right steps would be taken, and even if it happened, we would have remained positive. we do not have the authority without congress acting that administration advocated that loan limits come down. i thought it was perverse to bring fannie and freddie's loan limit down and not lower fha's at the same time for the same reasons you said. we are concerned we would drive business that should go back to the private market. i would urge you and others, i know you are supportive, but to work with your colleagues to do that as quickly as possible. i agree we need to look at the standards for how we allow borrowers who may have defaulted in the past. we should not
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